The minimum payment isn’t likely enough to pay the credit card off by the end of the promotional period. ![]() Bank of America may require the cardholder to pay a balance transfer fee between 3% and 5% of the transaction.You should know a few crucial things before you transfer balances to a Bank of America credit card. Things To Know Before You Transfer Balances When the representative answers the phone, cardholders should inform them they want a balance transfer. Those not interested in processing their balance transfers on their own can also call 80 to get assistance from customer support. Bank of America should complete your balance transfer in about two weeks. Enter the information for the balances you’d like to transfer and submit your balance transfer request. If you’re happy with the terms, proceed to the next step. Bank of America will show you your account’s current balance transfer offer. ![]()
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